Makhadi Olipiriratu Opambana ku United States. Cards Makhadi olipiriratu amakulolani kuti musinthe ndalama zanu kukhala njira yabwino kwambiri yolipira , kotero mutha Gulani pa intaneti . Mutha kugwiritsa ntchito makhadi olipiriratu kuti musinthe akaunti yanu yoyezera kapena kuthandizira bajeti yanu pamwezi, ndipo ndikosavuta kupeza imodzi. khadi yolipiriratu osakhudza ngongole yanu .
Muthanso kugwiritsa ntchito makhadi olipiriratu kuti mugawire ndalama mamembala a banja lanu kuti. Mukatumiza mwana wanu kusitolo ndi khadi yolipiriratu $ 100 kuti mugwiritse ntchito popereka sukulu, muonetsetsa kuti sabwerera kunyumba ndi Nintendo switchch.
Makhadi abwino kwambiri olipira ngongole amakhala ndi ndalama zochepa, ndipo ena amakhala ndi zinthu zosavuta. Tachepetsa njira zomwe mungapangire kuti chisankho chanu chikhale chosavuta - awa ndi makhadi a ngongole olipiratu kale a 2021.
Makhadi apamwamba olipiriratu
| Khadi | Malipiro amwezi uliwonse | Makina ATM | Min. Gawo |
|---|---|---|---|
| Brink yolipiriratu Mastercard® | $ 9.95 (mpaka $ 5 osachepera $ 500 posungitsa mwachindunji) | $ 2.50 pazogulitsa | Zimasintha malinga ndi malo |
| Khadi lolipiriratu la NetSpend® Visa® | $ 9.95 (mpaka $ 5 osachepera $ 500 pamalipiro azolowera pamwezi) | $ 2.50 pazogulitsa | $ 10 |
| PayPal Mastercard® yolipiriratu | $ 4.95 | $ 1.95 pazogulitsa zilizonse | $ 10 |
| Kroger REWARDS Khadi lolipiridwa kale la Visa® | $ 4.95 | $ 2.50 pazogulitsa | $ 10 |
| Fifth Third Access 360 Khadi Loyambiranso Kulipiriratu ° | $ 4 (sizikugwira ntchito pofufuza makasitomala kapena aliyense amene ali ndi $ 500 pamalipiro azolowera pamwezi) | $ 0 mu netiweki, $ 2.75 kunja kwa netiweki | $ 0.01 kunthambi; $ 1.00 pa ATM |
| Khadi la Visa yolipiriratu ya MOVO | $ 0 | $ 2 | Zimasintha malinga ndi malo |
| American Express Kutumikira | $ 6.95 ($ 0 osachepera $ 500 pamadipo amwezi) | $ 0 mu netiweki, $ 2.50 kunja kwa netiweki | $ 20 (zingasiyane ndi wogulitsa) |
Brink Prepaid Mastercard® - Zabwino Kwambiri Posunga
- Mtengo wa mphotho: N / A.
- Takulandirani: N / A.
- Malipiro apachaka: Ndalama zosiyanasiyana pamwezi
- APR wokhazikika: N / A.
- Kusamutsa Kusintha Chiyambi APR: N / A.
- Mauthenga Oyamba APR: N / A.
Khadi la Brink Prepaid Mastercard® ladzaza ndi zinthu zomwe zimaloleza kusinthasintha komanso kusinthasintha. Mutha kulandila malipiro anu kapena phindu la boma masiku awiri mwachangu mukadzalembetsa kuti mudzasungire ndalama zachindunji. Ndipo nthawi zonse mutha kuwunika macheke anu ndikusungitsa ndalama zanu popita ndi pulogalamuyi. Zogula zina zitha kubwezera ndalama yanu ngati mungasankhe kale.
Komabe, pali ndalama zambiri zofunika kuziganizira. Mutha kusankha mapulani a $ 1.50 pazogulitsa kapena dongosolo la $ 9.95 pamwezi. Dongosolo la mwezi uliwonse limachepetsedwa kukhala $ 5 ngati mupeza ndalama zosachepera $ 500 pamalipiro kapena madipoziti achindunji aboma nthawi iliyonse. Izi zimakupatsaninso mwayi wopeza akaunti yosungitsa ndalama ndi $ 10 pakutetezera kugula. Mulipilitsidwanso ndalama zakubweza kwa ogulitsa, kubweza ndalama, kuwunika katundu, komanso kusagwira ntchito.
Khadi lolipiriratu la NetSpend® Visa® - Yabwino Kwambiri Pamapindu a Cash
- Mtengo wa mphotho: N / A.
- Takulandirani: N / A.
- Malipiro apachaka: Mpaka $ 9.95 pamwezi *
- APR wokhazikika: N / A.
- Kusamutsa Kusintha Chiyambi APR: N / A.
- Mauthenga Oyamba APR: N / A.
Khadi lolipiriratu la NetSpend® Visa® limapereka mwayi wosankha njira zingapo zowonjezerera komanso mwayi wopezeka mosavuta pa intaneti komanso pulogalamuyi. Kuphatikiza apo, khadi iyi imakupatsirani mwayi wobwezera ndalama kutengera momwe mumagwiritsira ntchito ndalama, kuti muthe kubweza ndalama muakaunti yanu pazogula zomwe mungapange. Mupezanso kuthekera kotsata mafoni, akaunti yosungira mwanzeru, ndi zida zandalama zokhazikitsira bajeti yapaintaneti.
NetSpend imakupatsani mwayi wolipira mukamapita, kumalipiritsa $ 2 potuluka kapena kulipira ndalama pamwezi pazinthu zopanda malire. Mulipiranso ndalama zobwezeretsanso, zochotsa, komanso kusagwira ntchito, koma palibe chindapusa pakutsitsa macheke kudzera pulogalamu yam'manja. two_cents_text = Ngati mungafune chifukwa china choti muwononge ndalama zanu zonse, NetSpend imapereka cheke chaulere ndikukupatsani mphotho pazogula zina.
PayPal Prepaid Mastercard®: njira yabwino kwambiri kwa ogwiritsa ntchito pafupipafupi
- Mtengo wa mphotho: N / A.
- Takulandirani: N / A.
- Malipiro apachaka: Malipiro osiyanasiyana pamwezi
- APR wokhazikika: N / A.
- Kusamutsa Kusintha Chiyambi APR: N / A.
- Mauthenga Oyamba APR: N / A.
PayPal Prepaid Mastercard® ndi khadi yosavuta yolipiriratu yomwe imakhala ndi zolipira zochepa pamwezi komanso zoletsa zochepa. Mutha kupeza ndalama m'masitolo ena mukamagula ndi khadi yanu, ndipo mutha kulembetsa nawo akaunti yosungitsa zokolola zambiri. Ngakhale ilipira zolandila ndalama, kutsitsa cheke cham'manja, ndikuwonjezera ndalama m'masitolo ogulitsa, kulipira kulipira. Ndipo zolipiritsa pamwezi zimakhala zochepa mosasamala kanthu kuti mwasankha kuti mulembetse kuti mupereke ndalama mwachindunji. two_cents_text = Mutha kupeza zochitika zopanda malire ndi khadi iyi pamtengo wotsika mtengo wa latte.
RushCard® Prepaid Visa®: Zabwino Kwambiri Kupeza ATM
Khadi iyi imakupatsani mwayi wopeza ndalama zaulere pa ATM ya MoneyPass ndipo mutha kusamalira akaunti yanu mosavuta pa intaneti kapena pulogalamuyi.
- Malipiro a mwezi uliwonse: $ 7.95
- Njira zobwezera: 5
- Ma ATM: Ma ATM 32,000 a MoneyPasss
- Zambiri: 3 / 5.0
Khadi la RushCard® Prepaid Visa® lili ndi pulani yogwiritsira ntchito yomwe imawononga $ 1 pamalonda, kapena mutha kulipira $ 7.95 pamwezi pazinthu zopanda malire. Mtengo umenewo umatsikira $ 5.95 mukadakhala kuti mudasungitsa ndalama mwezi watha. Timakonda kulowa kwa ATM kwaulere m'malo masauzande, ndipo kutsegula kwaulere kwaulere ndichinthu chodabwitsa, koma pali zolipira zingapo zomwe muyenera kuda nkhawa nazo. Pali ndalama zokwana $ 3.95- $ 9.95 kuti mutenge khadi yanu ndi $ 5.95 yobwezeretsanso ndalama m'masitolo ogulitsa.
Masenti athu awiri - Ngati muwerenga masiku mpaka tsiku lolipira, mudzasangalala ndi mwayi wopeza ndalama zomwe khadi iyi imapereka. Tsopano, ikadakhala kuti khadi iyi ikadatha kukambirana pazakukwezani m'malo mwanu.
Kroger REWARDS Prepaid Visa® Card: Yabwino Kwambiri Kugula Zogulitsa
Ogula omwe amapita pafupipafupi m'mabitolo a Kroger amatha kupeza mfundo zitatu pamola iliyonse yomwe amawononga ndikulandila cheke cha bonasi kotala lililonse.
- Malipiro a mwezi uliwonse: $ 4.95
- Njira zobwezera: 6
- Ma ATM: 32K padziko lonse lapansi
- Zambiri: 3.6 / 5.0
Kwa ogula omwe amapitako ku masitolo a Kroger, khadi yolipiriratu ili ndi zabwino zina zomwe zimapezeka. Mupeza ndalama imodzi pa dola iliyonse kugula, mfundo ziwiri pa dola iliyonse mukamagwiritsa ntchito khadi yanu ku sitolo ya Kroger, ndi mfundo zitatu pa dola mukamagula zinthu za mtundu wa Kroger. Komabe, kumbukirani kuti mfundo iliyonse imangofunika $ 0,005 iliyonse, ndiye kuti khadi iyi silingafanane ndi mtengo womwe mungapeze ndi golosale mphotho ya kirediti kadi kapena ndalama yokhazikika yobwezera ndalama. Ndipo mfundo zitha kuwomboledwa pazogulitsa zaulere m'masitolo a Kroger.
Masenti athu awiri - Khadi iyi imapatsa otsatira Kroger omwe ali ndi mbiri yoyipa mwayi wopeza chakudya chaulere, koma muyenera kuwononga ndalama zoposa $ 38 kuti mupambane nthochi yaulere.
Chachisanu Kufikira Kwachitatu 360 ° Khadi Loperekedwanso Loyambiranso - Best kwa Makasitomala Achisanu Achisanu
Ngati muli ndi akaunti yachisanu yachitatu ndikuwunika ma ATM achisanu, mudzapewa ndalama zonse zogwiritsa ntchito khadi iyi.
- Malipiro a mwezi uliwonse: $ 4
- Njira zobwezera: 3
- Ma ATM: 2,464 mdziko lonse
- Zambiri: 2.6 / 5.0
Ngati mukubanki ndi Fifth Third, mutha kusangalala ndi khadi yolipirirayi popanda zolipiritsa. Palibe zolipiritsa pamwezi pofufuza makasitomala kapena aliyense amene amaika $ 500 mwezi uliwonse pa khadi. Palibenso kuchotsedwa kwa ma netiweki kapena kubwezeretsanso ndalama kapena zolipirira. Komabe, ngati mukufuna zabwino monga mphotho ndi zida zosungira, kapena mukufuna kugwiritsa ntchito kutsitsa cheke mafoni, iyi si khadi yanu.
Masenti athu awiri Ngati simukufuna kulipira chindapusa ndipo mukusangalala kuwombera kamphepo kayaziyazi pa Chachisanu Chachitatu, khadi iyi ikhoza kukhala chisankho chabwino kwambiri kwa inu.
MOVO khadi yolipiriratu ya Visa: zabwino kwambiri popanda kulipiritsa pamwezi
Gulani pa intaneti, gwiritsani ntchito khadi yakuthupi m'sitolo, tumizani ndi kulandira ndalama, ndipo perekani ndalama osalipira mwezi uliwonse.
- Malipiro a mwezi uliwonse: $ 0
- Njira zobwezera: 7
- Ma ATM: 1 miliyoni padziko lonse lapansi
- Zambiri: 4.2 / 5.0
MOVO Virtual Prepaid Visa Card imabwera ndi zinthu zingapo zokongola popanda kulipira mwezi uliwonse. Simusowa akaunti yakubanki kuti mutumize ndalama kwa aliyense amene ali ndi foni yaulere kwaulere. Muthanso kugwiritsa ntchito khadi kulipira ngongole, kugula pa intaneti, ndikupeza ndalama. Pali zosankha zambiri zakutsogolo ndipo ndizosavuta kuyang'anira akaunti yanu kuchokera pa pulogalamu yam'manja. Malipiro okhawo omwe mungadandaule ndi ndalama zokwana madola 4.95 osagwira ntchito, ndalama zogulira makhadi a $ 5.95, ndi ndalama zochotsera ATM $ 2. Mulipiranso chindapusa cha 2-5% chazosungitsa mafoni.
Masenti athu awiri Ngati mukufuna kupeŵa chindapusa ndikulipira abwenzi anu kuti alipire ndalama ya brunch, ganizirani za MOVO Virtual Prepaid Visa Card.
American Express Serve® - yotsika mtengo kwambiri
Khadi iyi imapangitsa kuti zikhale zosavuta kupewa chindapusa chilichonse. Macheke a mayikidwe ndi ma ATM osapeza ndalama popanda kulipira khobidi limodzi, ndipo lembetsani ndalama zachindunji kuti mupewe kulipira mwezi uliwonse.
- Malipiro a mwezi uliwonse: $ 6.95 ($ 0 osachepera $ 500 pamalipiro azolowera pamwezi)
- Njira zobwezera: 3
- Ma ATM: 1.5 miliyoni padziko lonse lapansi
- Zambiri: 4.2 / 5.0
Ngati muwonjezera osachepera $ 500 posungitsa zachindunji pa khadi lanu mwezi uliwonse, ndikosavuta kupewa ndalama zonse ndi khadi iyi. Mutha kuyika macheke, kutulutsa ndalama mu ATM, kutumiza ndalama kwa mnzanu, ndikusamutsa ndalama ku akaunti yanu yakubanki osagwiritsa ntchito ndalama. Muthanso kulandila malipiro anu pasadakhale ndikuwongolera akaunti yanu mosavuta pa intaneti kapena pulogalamu yam'manja. Kuphatikiza apo, American Express imadziwika ndi ntchito yabwino kwambiri yamakasitomala, ndipo mupezanso zofunikira monga thandizo la Amex ndi thandizo lapaulendo mwadzidzidzi.
Masenti athu awiri - Khadi ili ndi labwino kwa wina aliyense amene amatenga mapaketi a ketchup m'malo odyera mwachangu ndikuseketsa pamtengo wa chotupitsa cha avocado; Amazindikira mtengo ndipo samatha kuwononga ndalama.
Kodi khadi yolipiriratu ndi yotani?
Khadi la debit yolipiriratu ndi njira yolipirira yomwe imakupatsani mwayi wopeza ndalama kuti mugwiritse ntchito pogula popanda kufunika kwa akaunti yakubanki. Ndalama zomwe muli nazo zimatsitsidwa kale kuchokera ku ndalama zanu, zomwe zimapangitsa kuti zisakhale zochulukirapo ndi mtundu uwu wa khadi.
Momwe makhadi olipiriratu amagwirira ntchito
Ndi khadi yolipiriratu, mumasankha njira yotsatsira ndalama pa khadi, monga kuyika mwachindunji kapena kuwonjezera ndalama kwa wogulitsa, ndikusankha ndalama zomwe mungawonjezere. Kuchokera pamenepo, mutha kugwiritsa ntchito khadiyo kugula pa intaneti kapena kusungira. Makhadi ambiri amakulolani kuti mutenge ndalama mu ATM, kutumiza ndalama kwa anzanu, kupeza mphotho, kapena kusunga ndalama muakaunti yosungira.
Mutha kuchita zonsezi popanda akaunti yakubanki, ndikupanga makhadi olipiriratu m'malo mwa banki achikhalidwe. Ngati mwaletsedwa m'mabanki chifukwa chosauka bwino kubanki, kukhala ndi ngongole zoyipa, kapena kukhala ndi ndalama zochulukirapo, khadi yolipiriratu ikhoza kukhala chida chodabwitsa chothandizira ndalama.
Makhadi olipiriratu vs makhadi okhazikika
Khadi labizinesi yokhazikika limalumikizidwa ndi akaunti yowunika ku banki kapena kubungwe la ngongole. Maakaunti ena paintaneti amaperekanso ma kirediti kadi. Khadi la debit yolipiriratu, mbali inayo, limadzaza ndalamazo ndi ndalama kapena ndalama kuchokera kumalipiro anu kapena maboma. Simungawononge ndalama zochulukirapo kuposa zomwe mudalipira pa khadi yolipiriratu (kupatula makhadi omwe ali ndi chitetezo chogulira). Ndi makhadi a kubanki, ngati mungasankhe kuti mutetezedwe mopitilira muyeso, mutha kukumana ndi chindapusa chachikulu ngati malonda akana. Ngakhale makhadi olipiriratu ndi chida chofunikira kwambiri chowerengera ndalama, nthawi zambiri amakhala ndi chindapusa chochulukirapo kuposa khadi yokhazikika yokhazikika.
Kwezani khadi yolipiriratu
Kutengera ndi khadi yolipiriratu yomwe mungasankhe, mutha kukhala ndi njira zingapo zowonjezera ndalama zomwe mungagwiritse ntchito kugula. Nthawi zambiri sipakhala ndalama zolipira mwachindunji kapena zolipira kuboma, koma kuwonjezera ndalama m'sitolo yogulitsira nthawi zambiri kumakuwonongerani ndalama. Njira zina zobwezeretsanso khadi yolipiriratu ndikuphatikiza kusamutsidwa kwa banki, kusamutsidwa kwa PayPal, ndi ma cheke mafoni.
Momwe mungasankhire khadi yolipiriratu yabwino kwambiri
- Choyamba, sankhani ngati khadi yolipiriratu ndi njira yoyenera kwa inu. Anthu ambiri amawagwiritsa ntchito ngati chosiyana ndi kubanki kwachikhalidwe, koma zingakhale zovuta kutsata ndalama popanda pulogalamu ya m'manja. Komanso, ndizovuta kwambiri kusunga ndalama popanda akaunti yosunga.
- Sankhani momwe mungagwiritsire ntchito khadiyo ndikulemba zinthu zofunika kwambiri kwa inu. Mukufuna mphotho yobweza ndalama, mukufunikira chosinthira chopatsa thanzi, kapena ingogwiritsani ntchito khadi mosamala? Onetsetsani kuti mukumvetsetsa zomwe mukufunikira kuchokera ku khadi yolipiriratu kuti mupeze khadi yolipiriratu yoyenera pamkhalidwe wanu.
- Kwa makhadi omwe ali ndi zomwe mukufuna, onjezerani ndalama zomwe mumayembekezera pamwezi. Makhadi ena amalola kumasulidwa pamalipiro amwezi pamwezi. Kodi mutha kukwaniritsa zofunika izi mwezi uliwonse kuti mupewe milanduyi?
- Sankhani khadi ndi mitengo yotsika kwambiri pazabwino zomwe mukufuna.
Zamkatimu
- Makhadi apamwamba olipiriratu
- Brink Prepaid Mastercard® - Zabwino Kwambiri Posunga
- Khadi lolipiriratu la NetSpend® Visa® - Yabwino Kwambiri Pamapindu a Cash
- PayPal Prepaid Mastercard®: njira yabwino kwambiri kwa ogwiritsa ntchito pafupipafupi
- RushCard® Prepaid Visa®: Zabwino Kwambiri Kupeza ATM
- Kroger REWARDS Prepaid Visa® Card: Yabwino Kwambiri Kugula Zogulitsa
- Chachisanu Kufikira Kwachitatu 360 ° Khadi Loperekedwanso Loyambiranso - Best kwa Makasitomala Achisanu Achisanu
- MOVO khadi yolipiriratu ya Visa: zabwino kwambiri popanda kulipiritsa pamwezi
- American Express Serve® - yotsika mtengo kwambiri
- Kodi khadi yolipiriratu ndi yotani?
- Momwe makhadi olipiriratu amagwirira ntchito
- Makhadi olipiriratu vs makhadi okhazikika
- Kwezani khadi yolipiriratu
- Momwe mungasankhire khadi yolipiriratu yabwino kwambiri