Mtengo wamatikiti popanda layisensi. Kuyendetsa galimoto popanda chilolezo kapena layisensi yoyimitsidwa kapena kuchotsedwa, ndiloletsedwa m'maiko onse 50 ndipo zotsatira zake zitha kukhala kwambiri . Nthawi zambiri, cholakwa choyamba sichikhala a kuphwanya kosavuta kwamagalimoto , koma a cholakwa chaching'ono zikuphatikizapo chiyani Zilango zolemera kwambiri kuposa tikiti yamagalimoto . Mukasamukira ku fayilo ya cholakwa chachiwiri ndi kupitirira apo, zimatha kukhala a Zolakwa zazikulu .
mumalipira ndalama zingati tikiti yopanda chilolezo?
Ndalama zitha kuyambira $ 50 ku Wisconsin (pakuyendetsa ndi layisensi yoyimitsidwa, kuyendetsa ndi chiphaso choletsedwa kumatha kukweza mtengo ku $ 2,500) mpaka $ 25,000 (cholakwa chachiwiri) ku Illinois. Mukakumana ndi a kuyimitsidwa kwa layisensi , miyezi iwiri kumapeto kumapeto kwa chaka chimodzi pacholakwa choyamba. Ngati ndi cholakwa chachiwiri, mutha kukumana nacho kwa chaka chimodzi kapena ziwiri. Palinso mwayi woti wanu galimoto ilandidwa Kapena alandidwa baji yanu.
Nthawi ya Jail (mpaka zaka zisanu) ndizotheka kwenikweni kupatula china chilichonse kupatula cholakwa choyamba monga ntchito zothandiza anthu, osanenapo kuti mbiri yanu yoyendetsera galimoto yonse tsopano izikhala ndi zolakwika zomwe zalembedwa.
Ngati simunakhalepo ndi chiphatso , zilango zake sizikhala zochepa poyerekeza ndi munthu amene wagwidwa akuyendetsa ndi kuyimitsidwa kapena kuchotsedwa chilolezo , koma akadali cholakwa chaching'ono m'malo mwa tikiti yamagalimoto . Mu fayilo ya mayiko ambiri Ngati mukuyendetsa galimoto muli ndi layisensi yoyimitsidwa kapena yochotsedwa, mudzachoka pamalowo muli ndi unyolo.
Nayi kuwonongeka kwa zomwe mungayembekezere boma ndi boma ngati mukuyenda m'misewu popanda chilolezo:
| Boma | Voterani | |
| Alabama | Kulakwitsa: $ 100- $ 500 | |
| Alaska | ||
| Arizona | ||
| Arkansas | Misdemeanor: chabwino osaposa $ 500 | |
| California | $ 300- $ 1,000 Zabwino | |
| Colorado | Kulakwitsa - Osaposa $ 500 | |
| Connecticut | $ 150 - $ 200 | |
| Zowonjezera | $ 500- $ 1,000 | |
| Chigawo cha Columbia | $ 2,500 | |
| Florida | Kulakwitsa $ 500 - $ 5,000 | |
| Georgia | Kulakwitsa - $ 500 - $ 5,000 | |
| Hawaii | $ 250- $ 2,000 | |
| Idaho | Kulakwitsa - $ 1,000 - $ 3,000 | |
| Illinois | Kulakwitsa - $ 2,500 - $ 25,000 | |
| Indiana | Felony - Osaposa $ 10,000 | |
| Iowa | Kulakwitsa - $ 250 - $ 1,500 | |
| Kansas | Kulakwitsa: $ 100 | |
| Kentucky | Misdemeanor: Mpaka $ 250 | |
| Louisiana | $ 500- $ 2,500 | |
| Maine | Upandu Mkalasi E: Mpaka $ 1,000 | |
| Maryland, PA | Kulakwitsa - $ 1,000 | |
| Massachusetts | Kulakwitsa - $ 500 - $ 1,000 | |
| Michigan, PA | Kulakwitsa - $ 500 - $ 1,000 | |
| Minnesota, PA | Misdemeanor - Osaposa $ 1,000 | |
| Mississippi | Kulakwitsa - $ 200 - $ 500 | |
| Missouri | ||
| Montana | Kulakwitsa - Osaposa $ 500 | |
| Nebraska | ||
| Nevada | Misdemeanor - Osaposa $ 1,000 | |
| New Hampshire | Misdemeanor - Osaposa $ 1,000 | |
| New Jersey | $ 500- $ 1,000 | |
| New Mexico | Misdemeanor - Osaposa $ 1,000 | |
| New York | Kulakwitsa - $ 250 - $ 500 | |
| North Carolina | Kulakwitsa - Osaposa $ 300 | |
| North Dakota | Kulakwitsa - $ 1,500 - $ 3,000 | |
| Ohio | Kulakwitsa - $ 1,000 | |
| Oklahoma | Kulakwitsa - $ 50- $ 1,000 | |
| Oregon | $ 220- $ 2,000 | |
| Pennsylvania | $ 200 | |
| Rhode Island | Kulakwitsa - $ 250- $ 1,000 | |
| South Carolina | $ 300- $ 1,000 | |
| South Dakota | Kulakwitsa - Osaposa $ 2,000 | |
| Tennessee, PA | Kulakwitsa - $ 500 - $ 2,500 | |
| Texas | Kulakwitsa - $ 500 - $ 2,000 | |
| Utah | Kulakwitsa - $ 1,000 | |
| Vermont | Osaposa $ 5,000 | |
| Virginia | Kulakwitsa - Osaposa $ 2,500 | |
| Washington | Kulakwitsa - Osaposa $ 5,000 | |
| West Virginia | Kulakwitsa - $ 100 - $ 500 | |
| Wisconsin | $ 50- $ 2,500 | |
| Wyoming | Kulakwitsa - $ 750 |
** Zambiri zoperekedwa ndi National Conference of State Legislature.
Eya, ndayiwala laisensi yanga
Kumenya msewu pomwe chiphaso chanu choyendetsera galimoto chimakhala panyumba sizowopsa ngati kuyendetsa ndi chiphaso choyimitsidwa kapena kuchotsedwa. Ngakhale mutapeza tikiti, ndikuphwanya malamulo wamba, osati cholakwika. Ngati mungadzafike kukhothi ndi chiphaso choyendetsera galimoto, muli ndi mwayi woti chindapusa chichotsedwe, ngakhale mungapereke chindapusa chochepa.
Kodi pali kusiyana kotani pakati pa chilolezo choimitsidwa ndi kuchotsedwa?
Kuyendetsa ndi layisensi yoyimitsidwa kapena yochotsedwa ndiye magulu akuluakulu pankhani zophwanya malamulo, koma nthawi zambiri, kuyendetsa ndi layisensi yochotsedwa ndiye mlandu waukulu kwambiri.
Nayi malingaliro mwachidule pazophwanya ziwirizi:
Zasiya: Chilolezo choyimitsidwa ndikutaya kwakanthawi mwayi wanu woyendetsa nthawi zambiri chifukwa cholemba kwambiri chiphaso chanu, kuyendetsa popanda umboni wa inshuwaransi, kapena cholakwa china chachikulu. M'mayiko ena, kuyimitsidwa kumatha zokha ndipo chiphaso chanu chimabwezeretsedwanso. M'mayiko ena, mungafunike kufunsa yanu DMV kukweza kuyimitsidwa.
Pakhoza kukhala zifukwa zomwe zimachepetsa kuuma kwa kuyendetsa ndi layisensi yoyimitsidwa ndipo chimodzi mwazomwe mungachite ndichakuti mukudziwa kuti mukuyendetsa ndi layisensi yoyimitsidwa kapena ayi. Ku Florida, cholakwa choyamba nthawi zambiri chimakhala chosadziwa, kutanthauza kuti dalaivala samadziwa kuti layisensi yaimitsidwa, atero a Arion Hunt, omwe anayambitsa kampani ya Arion Hunt ku Orlando. Izi zimakhala ndi chilango chamilandu chifukwa chophwanya malamulo mofanana ndi tikiti yothamanga, Hunt akulangiza.
Pali zifukwa zingapo zomwe mungakhalire mumisewu yokhala ndi layisensi yoyimitsidwa ndipo simukudziwa, koma nthawi zambiri zimachitika chifukwa chamatikiti apamtunda osalipidwa. Mukaiwala kutumiza tikiti yolipiritsa mwachangu, layisensi yanu ikhoza kuyimitsidwa ndipo nthawi ina mukakokedwa, mutha kudabwitsidwa mwina ndi maunyolo.
M'malo mwake, izi ndizofala: Ndinganene kuti madalaivala ambiri omwe apalamula mlanduwu amadabwitsidwa kudziwa kuti layisensi yawo yaimitsidwa, ndipo aliyense amadabwa kumva zotsatira zake, akutero a Derek Andrews omwe ali ndi Phelan, Phelan ndi Danek. ku Albany, New York.
Tiyenera kudziwa kuti boma lililonse limasiyanasiyana momwe limayendetsera galimoto ndi layisensi yoyimitsidwa kapena yochotsedwa ndipo pomwe Florida ingakupatseni mwayi wokayikira kuti simukudziwa kuti layisensi yanu yayimitsidwa, si mayiko onse omwe adzalemekeza .
Kumbali inayi, ngati mukudziwa kuti layisensi yanu yayimitsidwa ndikuganiza zoyendetsa galimoto mulimonse, zilango zake zimawonekera kwambiri. Ku Florida, atatsutsidwa koyamba, wolakwayo akukumana ndi cholakwika chachiwiri, $ 500 chindapusa, nthawi ya ndende, mayesero, ntchito zachitukuko ndipo khothi lidalamula kuti ayendetse maola 8, Hunt achenjeza. Apanso, izi zimangogwira ntchito ku Florida.
Zachotsedwa: uku ndiye kulakwa kwakukulu kwa zolakwa ziwirizi. Zimatanthauza kuti layisensi yanu yathetsedwa ndipo mutakwaniritsa zofunikira kapena masiku omaliza, muyenera kuyitananso chilolezo chatsopano. Kuchotsedwa kwa layisensi nthawi zambiri kumachitika chifukwa cha cholakwa chachikulu, monga DUI.
Chindapusa choyendetsa ndi chiphaso kapena kuyimitsidwa chimasiyana malinga ndi boma, koma nthawi zambiri chimakhala chindapusa, chomwe chimatha kufika $ 25,000. Nthawi yanu yoyimitsidwa idzawonjezeka ndipo pafupifupi nthawi iliyonse yomwe ndende yaboma ili patebulopo - zovuta zogwirira ntchito nthawiyo zimasiyana kutengera boma komanso kuopsa kwa mlandu wanu.
Pafupifupi mayiko onse, kuyendetsa ndi chilolezo choyimitsidwa kapena kuchotsedwa sikulakwa pakulakwitsa koyamba. Mukakhala wolakwitsa mobwerezabwereza ndi cholakwa chachiwiri kapena chachitatu, mwina mukuyang'ana mlandu waukulu ndipo mwina mutha kukhala komweko.
Woyendetsa amene akupitiliza kuyendetsa ndi layisensi yoyimitsidwa amalandila chizolowezi ndipo amakumana ndi milandu yoipa, chindapusa cha $ 5,000, zaka zisanu m'ndende, ndi kuyesedwa. Woweruza amathanso kuyitanitsa zofunikira zowonjezera pamilandu ndi milandu, Hunt akuti.
Mulipira inshuwaransi yayikulu mukayendetsa ndi chiphaso choyimitsidwa
Kuyendetsa galimoto yokhala ndi layisensi yoyimitsidwa kapena yochotsedwa kungakhale kovuta, koma ndikulakwitsa kwakukulu ndipo pamapeto pake kumawononga ndalama zambiri.
Ngakhale mutha kuganiza kuti simudzagwidwa, ukadaulo ukuthandiza kuti azamalamulo azindikire za layisensi yanu. Anthu omwe ali pachiwopsezo ali pangozi ayenera kudziwa kuti madipatimenti apolisi agwiritsa ntchito ukadaulo wopanga ma layisensi omwe amawawuza ngati eni galimotoyo ali ndi chilolezo choyimitsa kapena kuchotsera, Hunt akuchenjeza.
Nthawi zambiri, layisensi yanu imayimitsidwa kapena kuchotsedwa chifukwa choyendetsa galimoto, mwachitsanzo, ZOCHITIKA kapena kuyendetsa galimoto mosasamala. Kuphatikiza kuyendetsa ndi chiphaso chomuchotsera kumangochulukitsa nthawi yanu popanda layisensi ndipo mwina kumabweretsa clink.
Komanso, mutha kuyembekezera kuti mitengo yanu ya inshuwaransi ikwera. Kuyendetsa ndi layisensi yoyimitsidwa kapena yobwezeredwa kumayimitsidwa ndi inshuwaransi chifukwa akuwona ngati chiopsezo chachikulu, choncho yembekezerani kuti mitengo yanu ikwera.
Mitengo imatha kukwera kulikonse pakati pa 25 ndi 30% pomwe kampani ya inshuwaransi ikuwona kuti yamangidwa chifukwa choyendetsa ndi chiphaso choyimitsidwa kapena kuchotsedwa, amalangiza Sa El, woyambitsa mnzake wa Simply Insurance.
Ngati layisensi yanu itayimitsidwa kapena kuchotsedwa ntchito kwakanthawi (ganizirani miyezi isanu ndi umodzi mpaka chaka kapena kupitilira apo), izi zimangowonjezera mavuto anu a inshuwaransi. Ngati layisensi yanu yayimitsidwa kwa nthawi yayitali, yembekezerani kuti inshuwaransi yanu ithetsa mfundo zanu ikangomva kuyimitsidwa, ndikukusiyirani mpata wofikira zomwe zingabweretse mitengo yayikulu mukamadzapemphanso, atero a Penny Gusner, ogula wofufuza CarInsurance.com .
Voterani zambiri kuchokera ku CarInsurance.com zikuwonetsa kuti mudzalipira pafupifupi 9-13 zowonjezera kuti muthe kufalitsa ngati mwasiya kutsatira mfundo zanu.
Kulola dalaivala wokhala ndi layisensi yoyimitsidwa kuyendetsa galimoto yanu ndikulakwitsa kwakukulu
Pokhapokha mutakhala kuti muli ndi vuto lachuma, musalole kuti dalaivala wopanda ziphaso ayambe kuyendetsa galimoto yanu.
Pafupifupi nthawi zonse, inshuwaransi yamagalimoto imatsatira galimoto, osati woyendetsa. Izi zikutanthauza kuti ngati mnzanu wopanda chilolezo kapena wachibale wanu wachita ngozi ndi galimoto yanu, ndiye kuti inshuwaransi yanu ili pachiwopsezo.
Tsoka ilo, popeza dalaivala wopanda ziphaso anali akuyendetsa, kampani yanu ya inshuwaransi ili ndi zifukwa zomveka zokanira kudzinenera kwanu, kukupangitsani inu nokha kukhudzidwa ndi kukonzanso kapena kusintha galimoto yanu.
Malamulo ambiri ali ndi gawo lomwe likunena kuti zovutazi zizigwira ntchito, woyendetsa ayenera kukhala ndi layisensi yoyenera, a Gusner akutero.
Ngati bwenzi lanu ndi amene wachita ngoziyo, atha kukhala kuti akutenga ndalama za mnzakeyo, ndalama zamankhwala, komanso chitetezo ngati woyendetsa winayo asankha kukutsutsani. Komanso, mutha kulandira tikiti ngakhale simunali mgalimoto panthawiyo. M'mayiko ena, mutha kulipiritsa ngati mungalole kuti munthu amene alibe chilolezo choyendetsa galimoto yanu, a Gusner akutero. Mutha kulandira nthawi yakundende, chindapusa, komanso galimoto yanu itha kumenyedwa, kutengera malamulo aboma.
Mutha kuyembekezera kuwonjezeka kwakukulu pamalipiro anu a inshuwaransi ndipo muli ndi mwayi kuti kampani yanu ya inshuwaransi ingoimitsa mfundo zanu, zomwe zingapangitse kupeza njira yatsopano kukhala yovuta komanso yodula.
Pomalizira kumapeto kwa mathalauza, mayiko ambiri amalanda galimoto ngati dalaivala wopanda ziphaso ali kumbuyo kwa gudumu pambuyo poyimilira pamsewu kapena ngozi. Kenako mudzalipira ndalama zosiyanasiyana zoyendetsedwa ndi ogwira ntchito zamalamulo komanso dipatimenti yamagalimoto kuti galimoto yanu izituluka mnyumba ya agalu.
Zamkatimu
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