Kodi Kuika Mano Kumawononga Ndalama Zingati Ku United States?

Cuanto Cuesta Un Implante Dental En Estados Unidos







Yesani Chida Chathu Chothetsa Mavuto

Zimawononga ndalama zingati ku United States? Kodi zolipira mano zimawononga ndalama zingati? amadzala mano ali kwambiri otchuka ndi zifukwa zomveka. Samangowoneka komanso kugwira ntchito ngati mano enieni , komanso apangidwa kuti Nthawi yayitali . Chifukwa chake ngati muli ndi dzino lomwe silingakonzedwe kapena mwataya dzino pangozi, dotolo wanu angakulimbikitseni chomera kuti chibwezeretse kumwetulira kwanu kokongola.

Mtengo wokhala ndi mano

Mtengo wokhala ndi mano . Zachidziwikire, pali zinthu zingapo zomwe zingakhudze mtengo wokhala ndi mano, Kukhazikika kwa mano kumawononga pakati $ 2000 ndipo $ 5000 pakukhazikitsa kamodzi kutengera dokotala wa mano kapena katswiri wa mano omwe mumamufunsira. Komabe, dikirani, sitinathe. Kenako muyenera kuwonjezera abutment ndi korona, ndipo izi zitha kutero mtengo pakati pa $ 500 ndi $ 3,000 . Izi zikukweza Mtengo wokwanira wa mano anu pakati pa $ 1,500 ndi $ 6,000 . Oo, ndiwo osiyanasiyana!

Ngati mukufuna ma mano opitilira mano amodzi, mtengo wake ukhoza kukhala $ 3,000 mpaka $ 30,000 (inde, mumawerenga kumanja). Ndipo ngati mukufuna kupewa mano opangira mano ovekera, mutha kupita kukapeza ma implant omwe atha kukhala opitilira $ 30,000, pamtengo wokwera pafupifupi $ 90,000. Ndani!

Mwachitsanzo, mutha kumaliza kugwiritsa ntchito ndalama zokwana madola 2,000 kuti mukayike, kuphatikiza $ 400 ya kuchotserako ndalama ndi $ 2,000 ina ya korona, kubweretsa mtengo wanu wonse kukhala $ 4,400. Koma ngati mukufuna ma X-ray, zotulutsa, zolumikizira mafupa, ndi zina zowonjezera, muyenera kuyembekeza kulipira ndalama zowonjezerapo ndondomekoyi.

Koma dikirani, Kodi kupanga mano kumafuna ndalama zingati? Kupatula apo, iyi ndi njira yolimba yomwe imafuna nthawi ndi katswiri waluso kuti ntchitoyi ichitike bwino. Pofuna kuyankha funso lodziwika bwino ili, taphwanya mtengo wamaimidwe amano pansipa kuti tikupatseni lingaliro. zomwe muyenera kuyembekezera mukamizidwa .

Choyamba choyamba: sizitsulo zonse za mano zimakhala zofanana

Tisanalowe mumtengo wokwanira woloza mano, ndikofunikira kudziwa kuti mtengo wazomwe mungakonzekere mwina sizingafanane kwenikweni. Izi ndichifukwa choti pali zinthu zingapo zomwe zingakhudze mtengo wamachitidwe anu.

  • Khulupirirani kapena ayi, komwe mungakhudze mtengo wamaimidwe anu amano. Mwachitsanzo, madera omwe renti imakwera, atha kukakamiza dotolo wamankhwala kuti azilipiritsa ndalama zambiri kuti aphimbe ndalama zawo. Komanso, ngati dotolo wanu wa mano agula zodzala mano kuchokera kwa omwe amapereka ndalama zambiri, mutha kumawononga ndalama zambiri.
  • Chiwerengero cha zopangira mano zomwe mungafunike zitha kukhalanso chinthu china pamtengo wotsiriza wa ndondomekoyi. Ngati mukufuna zowonjezera zingapo, mtengo wake udzakhala wokwera, ndipo dokotala wanu amatha kukupatsani njira ina, monga mlatho, yomwe ingakhale yotsika mtengo.
  • Dokotala wanu wa mano angasankhe kukhala ndi implants zomangidwa ndi zirconium kapena titaniyamu. Zipangizozi, pamodzi ndi zomwe zilipo pa korona, zitha kukhudza mtengo wokhazikitsira. Kulankhula ndi dokotala wanu wamano pazabwino ndi zoyipa za zida zosiyanasiyana ndi lingaliro labwino kuti musankhe njira yomwe imakupatsani zabwino komanso mtengo wotsika mtengo.
  • Zomwe dokotala wanu wamazinyo ayenera kuchita musanayike zokhazokha zitha kukhudzanso mtengo womaliza wa njirayi. Chifukwa chake, mwachitsanzo, ngati mukufunika kuchotsa dzino, muyeneranso kulipira mtengo wake.
  • Pomaliza, luso la dotolo wamano lingakhudze kuchuluka kwa zomwe amalipiritsa. Chifukwa chake, komwe mungapite kukayika mano anu kungatenge gawo pakukula kwa ndalama yanu.

Kodi pali phindu lanji pamtengo wokwera wazodzala mano?

Chifukwa chiyani kuyika mano kuyenera kukhala kodula chonchi? Muyenera kuzindikira kuti iyi ndi opaleshoni Chifukwa chake ndibwino kukaonana ndi dokotala wa mano yemwe waphunzitsidwa bwino. Dokotala wamano yemwe amaphunzitsidwa ndi nthambi ya zamankhwala yotchedwa implantology, prosthodontist, kapena dokotala wa opaleshoni ndi ena mwa akatswiri omwe mungawafunse kuti muwonetsetse kuti kuyika kwanu kudzakwanira bwino.

Kuphatikiza apo, kuphukira mano si njira yapadera yochitira. Muyenera kuyembekezera kuwona dokotala wanu wamankhwala kangapo musanamalize kuyika kwanu.

Nayi kuwonongeka koyambirira kwa zomwe zikufunika mukamaganiza zokhala ndi mano:

  • Kufunsa: Uku ndi nthawi yomwe dotolo wanu amayang'ana pakamwa panu, kutenga ma X-ray, ndikuzindikira mano anu, nkhama, ndi nsagwada kuti mudziwe ngati ndinu woyenera kudzala. Ngati mukufuna kupitiriza ndi chinthu china, dokotala wanu amatha kukudziwani pakamwa panu kuti muyambenso kumwetulira.
  • Kukhazikitsa Kukhazikitsa: Pa nthawi yoikidwiratuyi, dokotala wanu wamazinyo adzaboola nsagwada ndikuyika choikacho. Ngati ndi kotheka, mudzalandiranso dzino kwakanthawi kumapeto kwa njirayi.
  • Kukhazikitsidwa kwanyumba: Chifu chako chitachira kuchokera pakulowetsedwa, ndi nthawi yoti dotolo wanu wa mano azikulowetsani m'malo omwe mumadzala. Ichi ndiye chidutswa chomwe chingalumikizitse zomwe mwayika kale ku korona wanu wamtsogolo. Pamapeto pa njirayi, mutha kupezanso korona wakanthawi.
  • Kuyika korona: Pomaliza, dotolo wanu wamano athe kuchotsa korona wakanthawi ndikusintha ndi korona wamuyaya yemwe angawoneke ngati dzino lenileni. Kukhazikika kwanu mano kwatha!

Kodi zovekera mano zimaphimbidwa ndi inshuwaransi?

Ayi pali Mapulani a inshuwaransi ya mano omwe amalola kufalitsa kwa ma implants. M'malo mwake, izi ndizofala. Komabe, chodetsa nkhawa chachikulu pano sikuti amadzala kapena ayi koma, koma zingati Kuphunzira kumatha kudikirira komanso momwe mungatsimikizire kuti gawo lililonse ladzaza.

Mapulani ambiri ama inshuwaransi amano omwe amalola kuti ma implanti azikhala ndi ndalama zokwana $ 1,500 / chaka. Mwambiri, gawo lililonse la njirayi limafotokozedwa motere (koma muyenera kuwunika dongosolo lanu kuti muwone ngati ziwerengerozi zikugwira ntchito):

  • Kukhazikitsa: 50%
  • Mzati: 50%
  • Kuchotsa mano: 80%

Njira zomwe zimafunikira kuti munthu akalandire mano, ngakhale dzino limodzi, zimawonjezera madola masauzande angapo nthawi zambiri, monga ndanenera poyamba.

Dokotala wanu wa mano ayenera kusonyeza kuti m'zigawozo, kumezanitsa mafupa ndi pomalizira pake kuyika chithandizo kunali kofunikira. Ngati atsimikiza kuti amakonda kampani yanu ya inshuwaransi, mu bwino ya milandu , mutha kuyembekeza kuti mudzabwezeredwa ndalama za $ 1500 (kapena zilizonse zomwe mungakwanitse).

Poterepa, pulani yanu ikhoza kukhala yopanda malo oti mupezere chithandizo chodzitchinjiriza mchaka. FSA kapena HSA itha kuthandiza pankhaniyi podzaza mpata wazomwe inshuwaransi yanu siyikuphimba.

Mapulani ena a inshuwaransi dokotala (koma si onse) omwe angakwaniritse chithandizo cha mano, koma pokhapokha pakhala kuvulala koopsa komwe kudzawonongeka (mwachitsanzo, kugwa koopsa). Komabe, palibe chifukwa chomwe ndikudziwira, mapulani azachipatala adzakhudza njira zamano zoyambitsidwa ndi ukhondo wam'kamwa kapena zoyambitsa zachilengedwe.

Mapulani a Medicare Advantage atha kuperekanso chimodzimodzi (onaninso dongosolo lanu musanalandire chithandizo kuti mutsimikizire), koma madokotala ochepa amalandila Medicare ndipo mudzakhala ndi madotolo ochepa omwe mungasankhe.

Musapange chisankho chanu kutengera zomwe mudalemba kwa anzanu ogwira nawo ntchito kapena ngakhale wina m'banja mwanu. Pali malire apachaka, zomwe zidalipo kale, zifukwa zosinthira, ndi zochotseredwa zomwe zonse zimafunika kuziganizira.

Kodi mukuganiza kuti mudzafunika kuyika mtsogolo? Gwiritsani ntchito izi ngati mndandanda wazomwe mungakonzekere mavuto azachuma ndi inshuwaransi tsopano:

  • Pezani kulumikiza mafupa ukamatulutsa dzino lako, apo ayi mumakhala pachiwopsezo chokhala opanda fupa lokwanira kuthandizira kuyika. Izi zitha kufuna chithandizo chamtengo wapatali (komanso chosayembekezereka).
  • Funsani a buku lathunthu la inshuwaransi yamano kwa wothandizira wanu. Konzekani: ndi chikalata Kutalika . Komabe, kuliwerenga kungakuthandizeni kupeza zosapatula ndi mipata ya chithandizo chomwe mwina simukudziwa.
  • Konzekerani posunga ndalama zomwe mukufuna posachedwa pomwe pangathekele. Gwiritsani ntchito njira zanu zopulumutsa, Bento wamano ndipo HSA / FSA ikukonzekera kuthandizira kuthetsa mtengo.

Kodi ndingapeze zotsalira zotsika mtengo kunja?

Tonse tamva za anthu akupita kumaiko ena kuti akapulumutse ndalama pachilichonse kuyambira pa pulasitiki mpaka m'malo olowa m'malo mwa mano. Tamva nkhani zopambana ndipo nkhani zowopsa. Ndiye tingadziwe bwanji ngati zili zoyenera?

Chinthu choyamba kukumbukira ndi ichi: Ku United States kuli madotolo abwino kwambiri, monganso madokotala a mano abwino ku Mexico, Thailand, ndi mayiko ena ambiri. Palinso madokotala abwino kwambiri padziko lonse lapansi. Ndikofunikira kuti mufufuze musanagwiritse ntchito zilizonse dokotala wa mano, kulikonse.

Malo abwino kuyamba ndi dokotala wanu wamano. Pambuyo pokambirana koyamba, mudzalandira kuyerekezera ndi / kapena kutumizidwa mukamakhulupirira kuti katswiri angakutumikireni bwino. Ngati muli omasuka ndi zizindikilo ndi mawonekedwe a dotolo wamankhwala kapena dotolo ndipo ngati mungakwanitse kulipira, palibe chifukwa choti mupitirire patsogolo.

Makamaka ngati muli ndi ma implant angapo, njira zina zingakhale zofunikira kuzifufuza. Koma osachita mwakhungu, fufuzani! Ngakhale maumboni abwino ali anu, pali zinthu zambiri zapaintaneti zomwe mungatchule, monga OdwalaBeyondBorders.com ndipo KuchizaAroad.com . Masambawa akupatsirani chidziwitso chovomerezeka, malo, kuyerekezera mtengo, komanso kukuwonetsani zomwe muyenera kuganizira musanapite kudziko lina.

Ntchito yokopa mano yatchuka kwambiri mwakuti ili ndi dzina lokha. Ndipo ndizosavuta kutengeka ndi mitengo yotsika komanso malo osowa. Koma, chinthu chimodzi choyenera kuganizira ndikuti kuyika simunthu tsiku limodzi. Musanalandire korona, zimatenga masabata 6-12 kuti fupa lanu lipole. Ndipo kumbukirani, ngati mungakumane ndi vuto panjira, ndikosavuta kuyenda pamsewu kuposa kuwoloka nyanja kuti mukalandire chithandizo chotsatira!

Kodi pali njira ina iliyonse yolipirira mtengo wa kubzala?

Madokotala ambiri a mano adzagwira ntchito nanu, ndikupatsirani njira yolipirira kuti mtengo wake ukhale wosavuta kuyang'anira. Muthanso kufunafuna ndalama kudzera ku kampani yokhudzana ndi zaumoyo wachitatu, koma onetsetsani kuti mwayang'ana ku Better Business Bureau kuti mudziwe mbiri yawo.

Kungakhale koyenera kufunafuna masukulu amano omwe amapereka ma implant otchipa. National Institute of Dental and Craniofacial Research imapereka mndandanda wamasukulu omwe akutenga nawo mbali .

Ndinawona malonda azodzala zotsika mtengo! Kodi ndi zenizeni?

Tadzazidwa ndi zotsatsa: pa intaneti, pawailesi yakanema, muma magazine, manyuzipepala, komanso mbali za mabasi. Amafuula pamtengo wotsika! Utumiki wa tsiku limodzi! Ndalama yobwezeretsa ndalama! Sikovuta kusangalala ndi mawu ngati awa mukakumana ndi ntchito yodula mano, koma mukudziwa zomwe akunena: Inde i Sizikumveka kukhala zabwino kwambiri, mwina ndi choncho.

Zomwe sizikutanthauza kuti muyenera kuchotsera nthawi yomweyo zotsatsa zomwe mukuziwona. Monga ndanenera poyamba, muyenera kufufuza kwanu.

Zomwe muyenera kufunsa dokotala wanu wamano musanayike

  1. Zomwe zikuphatikizidwa pamtengo wotchulidwawo?
    Onetsetsani kuti mupeza mtengo pantchito yonse yomwe ikuphatikiza kuyika, abutment, ndi korona. Funsani za mtengo wochotsera mafupa ndikumezanitsa ngati kuli kofunikira komanso ngati angakulipireni dzino kwakanthawi.
  2. Chifukwa chiyani ndikufunika dzino kwakanthawi?
    Chifukwa fupa limatenga nthawi kuti lipole pambuyo poika choyikacho, simudzachoka muofesi ndi dzino lokhalitsa. Komabe, ngati chomera chanu chili m'kamwa mwanu kosawonekera, kapena ngati simukuvutikira kuwonetsa dzino lomwe likusowa, simudzafunika chida chakanthawi.
  3. Kodi mungasankhe bwanji mano osakhalitsa?
    • Flipper Yamano - Ichi ndi chodzikongoletsera pang'ono. Zapangidwa ndi pulasitiki ndipo zimachotsedwa mosavuta.
    • Chotsani Essix - Chosunga ichi chikukwanira bwino pamano anu onse ndikuphatikizanso dzino kutseka kusiyana kwanu. Ndi pafupifupi wosaoneka komanso zochotseka.
    • Kumwetulira: Chosunga ichi chimapangidwa ndi utomoni wonyezimira wa acetyl. Ndi mano athunthu, ndi olimba kuposa Essix, ndipo atha kulimbikitsidwa kwa munthu yemwe ali ndi ma implants angapo. Komanso ndiokwera mtengo kwambiri.
    • Korona wosakhalitsa

Onetsetsani kuti mwapeza kuwerengera musanadzipereke kuti muzitsatira!

Chofunika ndikuti kuyika mano si njira yotsika mtengo. Mukamayang'ana zomwe mungasankhe, mwina chinthu chofunikira kwambiri ndikupeza dokotala wamankhwala wodalirika yemwe ali wokonzeka kukambirana nanu momasuka. Funsani mafunso ambiri kuti muwonetsetse kuti mukusangalala ndi zomwe mukuchita!

Osadandaula - inshuwaransi yamano yoyenera ikakutengani!

Ngati mukumva kuti mwapanikizika komanso muli ndi nkhawa poganiza zopeza ndalama masauzande ambiri kuti mudzayike mano, dziwani kuti inshuwaransi yoyenera ikuthandizani kuti musasowe banki.

Mwachidule: Kuyika mano kumatha kukhala kodula, kutengera zomwe muyenera kuchita komanso dokotala amene mungasankhe. Koma pali zabwino zambiri zabwino zomwe zimadza ndi zikhomo za mano. Iwo samangokhala okongoletsa; Amamvanso ngati mano anu enieni, ndipo mutha kuwatsuka ndikuwaponya ngati mano enieni.

Chifukwa chake, sizosadabwitsa kuti anthu ambiri amasankha kulandira zodzala mano nthawi iliyonse yomwe akufuna kutengera mano amodzi kapena angapo. Ndi ndalama zabwino m'kamwa mwanu zomwe simungamve chisoni.

Zotsatira:

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