Capital One Ngongole Zanu mu Spanish

Capital One Ngongole Zanu mu Spanish. Momwe Mungapezere Ngongole Yanu Kuchokera ku Capital One Kusaka kwanu ngongole zanyumba kumatha kukutsogolerani ku Capital One, imodzi mwamabanki akulu kwambiri ku US omwe amadziwika ndi makhadi ake amaakaunti komanso mabanki apa intaneti.

Ngongole zaumwini ndi ngongole zosatetezedwa zomwe mungapeze popanda kupereka chikole chilichonse.

Mosiyana ndi ngongole yanyumba kapena galimoto pomwe banki imatha kubweza zomwe idagula ndi ngongole, yomwe imadziwikanso kuti ngongole yotetezedwa, banki imangodalira mawu anu kuti ndibweza ngongoleyo.

Mutha kugwiritsa ntchito ngongole zanu pazinthu zosiyanasiyana, monga kuphatikiza ngongole, kukonza nyumba, kapena kulipira ngongole zosayembekezereka.

Dziwani omwe akubwereketsa omwe amapereka ngongole zawo ndikuwona zomwe Capital One imapereka.

Lemberani ku Capital One yolembedwa mu Spanish

Kufunsira kwa Capital One kirediti kadi tsatirani malangizo awa:

1. Lowani ku capitalone.com/credit-cards/prequalify ndipo pasanathe masekondi 60 mudzawona ngati mukuyenereradi.
2. Lembani mndandanda ndi zomwe mwapempha: dzina lanu loyamba, dzina lanu lomaliza, tsiku lanu lobadwa, nambala yanu yachitetezo cha anthu, adilesi yakomweko popanda CMRA kapena Bokosi la PO ndipo ngati zingatheke, ikani chipinda chachikulu.
3. Yankhani funso lotsatirali lomwe tsambalo lidzakufunsani za phindu lomwe mumalandira ndi capital card imodzi, mutha kuyankha mphotho yaulendo, kubweza ndalama, chiwongola dzanja chochepa kapena sindikutsimikiza pano.
4. Yankhani momwe mumayesera ngongole yanu, itha kukhala yabwino kwambiri, yapakatikati kapena yomangidwanso.
5. Fufuzani bokosi lomwe ndikumvetsetsa kuti iyi si ntchito ya kirediti kadi.
6. Pomaliza dinani kuti muwone zomwe makadi awo amapereka.

Momwe mungalembetsere ngongole zanu

Mukamayitanitsa ngongole yanokha, wobwereketsayo adzakufunsani zidziwitso zomwe zidzagwiritsidwe ntchito kutsimikizira kuti ndinu ndani.

Ikagwiritsanso ntchito mfundoyi kuti mudziwe ngati mungakwanitse kubwereka ngongole kapena ngati mungapereke ndalama pamwezi.

Zina mwazomwe muyenera kupereka ndi monga:

• Dzina
• Tsiku lobadwa
• Umboni wakudziwika, monga layisensi yoyendetsa
• Nambala yachitetezo chamtundu
• Umboni wa ndalama, monga ma banki kapena zoperekera ndalama.
• Chitsimikizo cha ntchito

Ngakhale kuti mndandandandawo ungawoneke kukhala wochuluka, ndibwino kuti mudziwe zambiri.

Obwereketsa omwe amachita khama lawo ndikupempha zambiri zambiri amatha kudziwa molondola mwayi wanu wobweza ngongoleyo.

Izi zikutanthauza kuti atha kukhazikitsa chiwongola dzanja chimodzimodzi, ngati ngongole yanu ili yabwino, ngongole yanu idzakhala yotsika mtengo.

Momwe Mungakulitsire Mpata Wanu Wobvomerezeka Ngongole Zanu

Kuti mukulitse mwayi wanu wovomerezedwa kuti mukalandire ngongole, pali zinthu zingapo zomwe muyenera kuchita.

Yoyamba ndikuwongolera kuchuluka kwanu kwa ngongole. Pakanthawi kochepa, njira yabwino yochitira izi ndikuchepetsa kugwiritsa ntchito ngongole zanu ndikuchotsa zilembo zonyoza mu lipoti lanu la ngongole.

Mutha kuchepetsa kugwiritsa ntchito polipira ngongole yanu ya kirediti kadi. Kukulitsa malire a ngongole yanu sikulimbikitsanso wobwereketsa.

Kuti muchotse zilembo zonyoza pa lipoti lanu la ngongole, mutha kuyesa kulumikizana ndi omwe amakongoletsani kale kuti mulipire ndalama zochotsera mgwirizano.

Njira ina yowonjezera mwayi wanu wovomerezedwa ndikuchepetsa chiwongola dzanja chanu.

Ngati mulipira ngongole zina kapena mukuwonjezera ndalama zanu, mudzakhala ndi ndalama zochulukirapo zoti mudzalipire ngongole zanu zatsopano.

Makhadi 7 Abwino Kwambiri Omwe Amagulira Ngongole za 2021

Lemberani ku Capital One kirediti kadi .

Capital One ndi imodzi mwamakampani abwino kwambiri a kirediti kadi chifukwa ili ndi chidwi padziko lonse lapansi, yokhala ndi makhadi abwino kwambiri kwa anthu amitundu yonse ya ngongole, komanso zinthu zambiri zosavuta kugwiritsa ntchito. Mwachitsanzo, Capital One ndi amodzi mwamakampani akuluakulu ama kirediti kadi omwe amachotsa zolipiritsa zakunja pazopereka zawo za kirediti kadi. Makhadi a ngongole a Capital One amakhalanso ndi ma bonasi ambiri owolowa manja omwe amapezeka.

Pofuna kukuthandizani kupeza khadi yabwino kwambiri ya Capital One pazosowa zanu, olemba WalletHub amayerekezera zonse zomwe zingapezeke potengera mphotho, chindapusa, chindapusa, ndi zovomerezeka. Timasankha makhadi abwino kwambiri a Capital One m'magulu otchuka kwambiri. Mutha kuphunzira zochepa pazomwe zasankhidwa ndi WalletHub pansipa.

Mphoto Ya Capital One Quicksilver Cash Card

Khadi labwino kwambiri la Capital One lobwezeredwa ndi kirediti kadi ya Capital One Quicksilver Cash. Quicksilver amapereka makhadi pamtengo wokwanira, ndikupatsanso 1.5% ndalama pazogula zonse. Ilinso ndi chindapusa cha $ 0 pachaka.

Capital One Venture Amalandila Ngongole

Kadi yabwino kwambiri ya Capital One yolipirira maulendo ndi Capital One Venture Rewards kirediti kadi. Venture imapereka bonasi yoyamba mpaka 100,000 mtunda wogwiritsa ntchito $ 20,000 m'miyezi 12 yoyambirira ya akaunti yotsegulira. Kapena mutha kulipezabe mamailosi 50,000 pogula $ 3,000 m'miyezi itatu yoyambirira. Ma mailosi 50,000 ndi ofunika $ 500 pamaulendo. Ogwira makhadi amapezanso ma 2 mamailosi pa $ 1 iliyonse yogwiritsidwa ntchito pazogula zonse. Maila atha kugwiritsidwa ntchito kulipira kugula kulikonse kwaposachedwa.

Capital One QuicksilverMphoto Imodzi Yopeza Ndalama

Khadi labwino kwambiri la Capital One la anthu omwe ali ndi ngongole yoyenera omwe amayembekeza kuti azigwiritsa ntchito $ 2,600 pachaka ndi Capital One QuicksilverOne Cash Rewards kirediti kadi. Khadi la QuicksilverOne limapereka ndalama za 1.5% pazogula zonse, koma amalipiritsa chindapusa cha $ 39. Chifukwa chake, $ 2,600 yomwe imagwiritsidwa ntchito pachaka ndiye gawo lomwe ndalama zolipirira khadiyo zimalipira mtengo wanu wapachaka. Ngati mukuyembekeza kuti muchepetse ndalama zochepa, ganizirani za Capital One Platinum kirediti kadi, yomwe ilibe chindapusa pachaka komanso sichimapereka mphotho.

Capital One Yotetezedwa Mastercard®

Khadi labwino kwambiri la Capital One pamavuto angongole ndi Capital One Secured MasterCard®.Ili ndi chindapusa cha $ 0, ndalama zoyambira kubweza za $ 200 ndikusungitsa pang'ono $ 49, $ 99 kapena $ 200.

Mphoto Ya Cash One ya Capital One® Savor®

Kwa ofunsira omwe akufuna kupulumutsa zambiri pazakudya ndi zosangalatsa, khadi yabwino kwambiri ya Capital One ndi kirediti kadi ya Capital One® Savor® Cash Rewards. Amapereka ndalama zopanda malire za 4% pazogula zakudya ndi zosangalatsa, 2% m'magolosale, ndi 1% pachilichonse. Palinso bonasi yoyambira $ 300 ya ofuna kulembetsa omwe amawononga ndalama zosachepera $ 3,000 mkati mwa miyezi itatu atatsegula akaunti. Anthu omwe amakayikira kulipira $ 95 pachaka ku Savor Card atha kulingalira za kirediti kadi ya Capital One SavorOne Cash Rewards, yomwe imakhala ndi $ 0 pachaka koma siyopatsa mphotho.

Mphoto Za Wophunzira Wa Capital One Journey

Ophunzira aku College omwe akufuna capital One ayenera kulandira Mphoto za Ophunzira paulendo Wina Wa Ulendo. Ulendo umakhala ndi chindapusa cha $ 0 pachaka, umapereka ndalama zosachepera 1% pazogula zonse (1.25% ikamalipira mwezi uliwonse tsiku lisanafike) ndipo imalandira ofunsira ndi ngongole zochepa kapena opanda ngongole.

Capital One® Spark® Cash for Business

Ili pafupi, koma kirediti kadi yabwino kwambiri ya Capital One ndi Capital One® Spark® Cash for Business. Spark Cash imapereka ndalama zopanda malire za 2% pazogula, kuphatikiza bonasi yoyambira $ 500 pakuwononga $ 4,500 m'miyezi itatu yoyamba yotsegulira akaunti. Ambiri omwe ali ndi mabizinesi ang'onoang'ono atha kupeza ndalama zochulukirapo, koma omwe amayenda pafupipafupi ayeneranso kulingalira za Capital One® Spark® yama Business miles.

Makhadi Abwino Kwambiri A Capital One

Mukapeza khadi yabwino kwambiri ya Capital One pazosowa zanu, mutha kuyerekezera ndi zabwino zonse pamsika wonse kuti muwonetsetse kuti mwapeza zabwino.

Dziwani zambiri za capital One ya Capital One

Capital One ma kirediti kadi amakhala m'gulu lamakhadi otchuka kwambiri pamsika, makamaka zikafika pamalipiro osangalatsa komanso nyumba zotsika mtengo. Koma ngakhale ndi dzina lalikulu, mwina pakadalibe zambiri zomwe simukudziwa za Capital One ndi zopereka zake za kirediti kadi. Pansipa tiwonetsa zinthu zingapo zofunika kuti mudzadziwitsidwe musanatumize fomu yanu.

Zambiri za Credit Card Zambiri

Zolinga za Capital One zofunika pamalipiro zimasiyana ndimakhadi. Koma pali khadi limodzi la Capital One lomwe limapezeka kwa anthu omwe ali ndi ngongole zamtundu uliwonse, kuyambira zoyipa mpaka zambiri zabwino. The Capital One Secured MasterCard® ndiye khadi yabwino kwambiri ya Capital One kwa anthu omwe ali ndi ngongole zochepa kapena omwe alibe mbiri ya ngongole. Pamapeto pake, makhadi abwino kwambiri a Capital One, kuphatikiza Venture, Savor, ndi Quicksilver, amafuna ngongole yabwino kapena yabwino kuti avomerezedwe.

Mutha kuwona zaulere zanu ku WalletHub kuti mupeze mwayi wanu wopeza kirediti kadi ya Capital One.Momwemonso, Capital One imapereka mwayi wopeza zambiri za ngongole kudzera pazogulitsa zake za CreditWise.

Chidwi cha Capital One Credit Card

Chiwongola dzanja cha Capital One chitha kukhala 0% kwakanthawi kochepa kapena kufika 26.99% (V), kutengera khadi. Ogwira makhadi omwe amalipira zonse zomwe adanenazo tsiku lisanafike mwezi uliwonse sayenera kulipira chiwongola dzanja.

Capital One mapindu a kirediti kadi

Mapindu a kirediti kadi ya Capital One amachokera pamalipiro akulu, chindapusa, ndi makhadi a anthu amilingo yonse mpaka chiphaso cha $ 0 zachinyengo ndi maubwino ena monga inshuwaransi yaulendo. Pafupifupi khadi limodzi la Capital One lili m'mipingo isanu yapamwamba pa WalletHub yophunzira mozama mapindu anayi mwa asanu ndi limodzi apamwamba omwe amapezeka pamakhadi a kirediti kadi: inshuwaransi yamagalimoto, chitetezo chamitengo, chitsimikizo chowonjezera ndi inshuwaransi yaulendo. Makadi a ngongole a Capital One samapereka chitetezo chobwezera, ndipo pulogalamu yoteteza kugula kwa kampaniyo imakhala pafupi ndi pansi papaketiyo osati pamwamba.

Malire A Capital One Credit Card

Malire a ngongole pa makhadi angongole a Capital One amatsimikiziridwa potengera kuwunika kwa omwe amafunsira ngongole komanso kuthekera kolipira. Malire ochepera angongole amafotokozedwa malinga ndi momwe ena, koma osati onse, Capital One imapereka.

Capital One makhadi aphatikizana

Anthu omwe ali ndi ma kirediti kadi angapo a Capital One amatha kuphatikizira maakaundawo, chifukwa chophweka kwa akaunti imodzi ndi malire amisonkho ophatikizira amakhadi oyamba. Capital One yasiya izi mu 2019, komabe, ndipo palibe chisonyezo choti ibwerera kapena idzabweranso.

Zolemba malire za Capital One makhadi

Chiwerengero chachikulu cha makhadi a Capital One omwe munthu angakhale nawo ndi awiri. Malirewa sagwira ntchito pa makhadi otetezedwa a Capital One, makhadi okhala ndi Capital One omwe ali ndi ogulitsa ambiri, kapena makhadi abizinesi a Capital One.

Ndi ngongole ziti zomwe zimapezeka ku Capital One

Capital One imapereka ndalama zambiri kubanki ndi kubwereketsa makasitomala ake. Ena mwa mitundu ya ngongole zomwe kampani imapereka ndi:

• Makhadi a ngongole
• Ngongole zamagalimoto
• Ngongole
• Ngongole Zokwanira Panyumba
• Ndalama Zanyumba Zanyumba (HELOC)
• Makhadi Angongole Amabizinesi

Makhadi a ngongole

Capital One imadziwika ndi makhadi omwe amapereka, omwe amaphatikizapo makhadi olipira maulendo, makhadi obweza ndalama, ndi makhadi othandizira kupanga ngongole.

Ma kirediti kadi ndi mtundu wa ngongole zosatetezedwa. Palibe chuma chomwe wobwereketsa amatha kuchira ngati simulipira ngongole yanu.

Izi zikutanthauza kuti chiwongola dzanja chingakhale chachikulu kwambiri. Mukamagwiritsa ntchito kirediti kadi yanu, ndalama zomwe mudzalipire zidzawonjezedwa pamalipiro anu. Ngati simulipira ngongole yonse patsiku lolipira, chiwongola dzanja chidzayamba kupezeka.

Ngakhale mphothozo zimakhala zopindulitsa, amalipira mwachangu chiwongola dzanja, chifukwa chake onetsetsani kuti mutha kulipira ngongole yonse musanagwiritse ntchito kirediti kadi.

Ngongole zamagalimoto

Capital One imapereka ngongole zogulira magalimoto atsopano komanso akale. Muthanso kukonzanso ngongole yanu yangongole yamagalimoto kudzera kubanki. Izi zitha kukuthandizani kuti muchepetse ndalama zomwe mumalipira pamwezi kapena kusunga chiwongola dzanja.

Kutengera kuti galimoto ndiyatsopano kapena yagwiritsidwa ntchito, kapangidwe kake ndi chaka chachitsanzo, chidwi chimatha kusiyanasiyana.

Ngongole

Ngongole ndi ngongole yomwe imapezeka kuti mugule katundu weniweni, kaya ndi nyumba kapena malo ogulitsa.

Capital One imapereka ngongole zanyumba zatsopano kwa kasitomala wake.

Chifukwa ngongole zanyumba zimakhala za ndalama zambiri, zokwana $ 1 miliyoni kapena kupitilira apo, nthawi yobwereketsa ndiyotalika kwambiri.

Capital One imapereka ngongole zokhazikika pamlingo wazaka khumi ndi zisanu kapena makumi atatu. Muthanso kupeza ndalama zosinthira ngongole (ARM).

Ndi ngongole yokhazikika yanyumba, mumasungira chiwongola dzanja cha moyo wa ngongole mukamagula nyumba yanu.

Ngakhale mutakhala ndi ngongole yayitali bwanji, chiwongola dzanja sichingafanane. Njira yokhayo yosinthira ndi ngati mungaganize zokonzanso ngongole yanu.

Ngongole yosinthira nthawi zambiri imakhala ndi chiwongola dzanja chochepa poyerekeza ndi ngongole yokhazikika, koyambirira.

Nthawi yoyamba ikamalizika, chiwongola dzanja chingasinthidwe pafupipafupi.

Mwachitsanzo, 5/1 ARM, imatsekedwa pamlingo woyamba kwa zaka zisanu, koma imalola wobwereketsa kuti asinthe chiwongola dzanja chaka chilichonse pambuyo pake. Komabe, ma ARM atha kukhala ntchito yabwino ngati mukuyembekeza kusuntha kapena kukonzekera kubweza ngongole yonse mwachangu kwambiri.

Ngongole Zokwanira Panyumba

Ngongole zogulira nyumba zimakulolani kuti musinthe ndalama zogulira nyumba yanu kukhala ndalama zomwe mungagwiritse ntchito pazinthu zina. Monga ngongole yanyumba, ngongole zoyendetsera nyumba zimathandizidwa ndi ndalama zomwe zili mnyumba mwanu, ndiye ngati simulipira, wobwereketsa akhoza kubwezera nyumba yanu.

Mumalipidwa pachiwopsezo choterechi ndi chiwongola dzanja chochepa kuposa momwe mungalandire ndi ngongole zosatetezedwa, monga kirediti kadi.

Ngongole zogulira nyumba zimaperekedwa kwa inu ngati ndalama imodzi. Mukangotenga ngongoleyi, muyenera kumalipira mwezi uliwonse mpaka pomwe amalipira. Izi zimawapangitsa kukhala abwinoko pamalipiro akulu monga ntchito zokonzanso nyumba.

Ndalama Zanyumba Zanyumba (HELOC)

Mzere wolipirira ngongole zanyumba umasinthitsa nyumba yanu kukhala dziwe la ndalama komwe mungapeze ndalama.

Wobwereketsa wanu amakupatsani malire ndipo mutha kutenganso ndalama mpaka pamalowo. Muthanso kusankha kuti musatenge ndalama, ndikusiya HELOC yotseguka ngati mungafune.

Mukachotsa ndalama ku HELOC, imagwira ntchito ngati kirediti kadi. Ngati simubweza tsiku lomaliza, mudzayenera kubweza chiwongola dzanja pa ngongoleyo. Ngati mulibe ndalama za HELOC, simuyenera kulipira chilichonse.

Chifukwa ma HELOC amapereka mwayi wopeza ndalama pakufunidwa, ndi abwino kwambiri mukakhala kuti mulibe ndalama kapena ndalama zosowa ndipo mukusowa zina zowonjezera.

mapeto

Ngakhale Capital One sapereka ngongole zanyumba, itha kukhala chida chothandizira ndalama. Ngati mukufuna imodzi, pali makampani ambiri omwe adzapikisane nawo mwayi wokukongoletsani.

Zamkatimu

• Lemberani ku Capital One yolembedwa mu Spanish
• Momwe mungalembetsere ngongole zanu
• Momwe Mungakulitsire Mpata Wanu Wobvomerezeka Ngongole Zanu
• Makhadi 7 Abwino Kwambiri Omwe Amagulira Ngongole za 2021
• Mphoto Ya Capital One Quicksilver Cash Card
• Capital One Venture Amalandila Ngongole
• Capital One QuicksilverMphoto Imodzi Yopeza Ndalama
• Capital One Yotetezedwa Mastercard®
• Mphoto Ya Cash One ya Capital One® Savor®
• Mphoto Za Wophunzira Wa Capital One Journey
• Capital One® Spark® Cash for Business
• Makhadi Abwino Kwambiri A Capital One
• Dziwani zambiri za capital One ya Capital One
• Zambiri za Credit Card Zambiri
• Chidwi cha Capital One Credit Card
• Capital One mapindu a kirediti kadi
• Malire A Capital One Credit Card
• Capital One makhadi aphatikizana
• Zolemba malire za Capital One makhadi
• Ndi ngongole ziti zomwe zimapezeka ku Capital One
• Makhadi a ngongole
• Ngongole zamagalimoto
• Ngongole
• Ngongole Zokwanira Panyumba
• Ndalama Zanyumba Zanyumba (HELOC)
• mapeto

• Ngongole zandalama ku Puerto Rico ku United States