Ngati mukuganiza momwe mungagulire nyumba ku Florida , simuli nokha. Timalandila mayankho kuchokera kwa anthu omwe amaganiza kuti akufuna kugula nyumba, koma sadziwa kwenikweni zomwe akuyenera kuchita kuti adzalandire ngongole. Tili ndi maupangiri ena ogulira nyumba yanu ku Florida ndi zomwe muyenera kuyambitsa. Nazi zina pazazikulu.
Zofunikira pakugula nyumba ku Florida: ngongole
Momwemo, muyenera kukhala ndi mphambu INE NDINE 620 kapena kuposa . Komabe, pali obwereketsa ena omwe atha kuperekabe ngongole kwa ogula omwe amapeza ndalama zochepa 580 . Zimadalira pazinthu zina pazachuma chanu, koma ngongole yanu ikakulirakulira, zimakuthandizani kuti mukhale ndi ngongole yanyumba yabwino.
Zosankha zolipira pansi ku Florida
Muli ndi zosankha zingapo zikafika pakubweza ngongole. Ngati inu kapena mnzanu mudatumikirirapo gulu lankhondo ., Mutha kukhala woyenera kulandira VA ndalama , kuti safuna kubweza . Palinso njira zina zochepa zopezera ndalama 100, koma padzakhala malangizo ndi zofunikira zomwe ziyenera kutsatiridwa.
Pulogalamu ya FHA ndichotchuka chobwereketsa ku federally chomwe chimafuna 3.5% patsiku lolipira mtengo wogula. Ndi ngongole ya FHA, mumalandira chiwongola dzanja chachikulu ndipo mitengo ya ngongole-to-ngongole ndiyabwino kwambiri.
Pazachuma chokhazikika, obwereketsa amakonda kuwona ndalama zochepa zosachepera 20%. Komabe, pali zinthu wamba zamakongoleti zomwe zimakupatsani mwayi woti muziika zochepa, mwa magawo atatu mpaka 15 peresenti. Zikatero, wobwereketsa wanu nthawi zambiri amafunikira inshuwaransi yanyumba, yomwe imawonjezera zochulukirapo pakubweza kwanu pamwezi.
Mwambiri, zofunika kugula nyumba ku Florida ndi monga:
- Mgwirizano wovomerezeka
- Kuyimilira kwa katswiri wazogulitsa nyumba.
- Ndalama, kuphatikizapo kutseka ndalama.
Njira 7 Zogulira Nyumba ku Florida
Mukadziwa zambiri pamsika wogulitsa nyumba ku Florida, muyenera kutsatira izi kuti muwonetsetse kuti zonse zikuyenda bwino komanso zopanda vuto.
1. Pangani Florida Real Estate Agent
Gawo loyamba pankhani yogula nyumba ndikulemba ganyu Florida wogulitsa malo. Wogulitsa malo adzakhala wodalirika, adzakhala ndi chidziwitso chomwe mukufuna, ndikuyimirani bwino. Izi zipangitsa kuti ntchitoyi ikhale yosavuta komanso ikuthandizireni kupeza nyumba yomwe ikugwirizana ndi moyo wanu.
2. Pezani malo
Mukapeza wogulitsa katundu wanu, mutha kugwira nawo ntchito kuti mupeze malo oyenera inu ndi banja lanu. Pali mwayi wabwino woti wogulitsa katundu wanu ali ndi mwayi wopezeka mu Multiple Listing Service. Musanapange chisankho chomaliza, mungafune kuyang'ana njira zingapo kuti mupeze malo abwino mu bajeti yomwe ikukwaniritsa zolinga zanu.
3. Funsani akatswiri kuti akayendere nyumba
Kuyang'anira nyumba ndikuthandizira kukhazikitsa maziko abwino ndi kapangidwe kake pozindikira tizilombo tating'onoting'ono, kupezeka kwa nkhungu, komanso mavuto okhudzana ndi magetsi, mapaipi, ngalande, ndi makina otenthetsera / kuzirala.
4. Kubvomerezeka kusanachitike
Kugula nyumba ndi ntchito yamtengo wapatali. Katundu akayang'aniridwa, muyenera kuwonetsetsa kuti muli ndi ndalama zomwe mukufuna. Ngati mukufuna kutenga ngongole yanyumba, muyenera kutenga kalata yanu yovomerezeka. Ngati mukulipira ndalama, muyenera kupitabe kukapereka.
5. Pangani mwayi
Ku Florida, kupereka ndalama kumaphatikizapo kugwiritsa ntchito mgwirizano, womwe umapereka zofunikira ndi zomwe ogula ndi ogulitsa agwirizana. Lamulo ku Florida silikufuna kuti mukhale ndi loya woyimilira pano. Izi zikutanthauza kuti mutha kusankha kugwira ntchito ndi wogulitsa malo kapena ndi loya.
6. Kuvomereza mwayiwu
Nthawi yomwe kuvomereza kwanu kuvomerezedwa izikhala yosangalatsa. Komabe, muyenera kusunga mutu wanu kuti muwonetsetse kuti njira zonse zimamalizidwa popanda zovuta zazikulu kapena zovuta. Pambuyo povomereza izi, mudzafunsidwa kusaina kontrakitala ndikulipira ndalamazo.
7. Mapangano ndi kutseka
Chakumapeto kwa njirayi, wogulitsa malo anu apanga mgwirizano wogula womwe umafotokoza zonse zomwe zikuchitika. Mgwirizanowu uyenera kusainidwa ndi onse ogulitsa ndi ogula. Gawo lomaliza lingakhale kukhala ndi msonkhano wotseka. Woyimira milandu komanso wogulitsa malo atatsimikizira kuti zonse zili momwe ziyenera kukhalira, ndalamazo zidzasamutsidwa kwa wogulitsa ndipo mudzalandira makiyi anu.
Chakumapeto kwa njirayi, wogulitsa malo anu apanga mgwirizano wogula womwe umafotokoza zonse zomwe zikuchitika. Mgwirizanowu uyenera kusainidwa ndi onse ogulitsa ndi ogula. Gawo lomaliza lingakhale kukhala ndi msonkhano wotseka. Woyimira milandu komanso wogulitsa malo atatsimikizira kuti zonse zili momwe ziyenera kukhalira, ndalamazo zidzasamutsidwa kwa wogulitsa ndipo mudzalandira makiyi anu.
Mwachikhalidwe ku Florida , kutseka, komwe mungakhale umwini wa malowo, kumatha kuchitika kulikonse. Nthawi zambiri, loya kapena kampani yotsogola, ngati ikupereka mutuwo, imayang'anira kutseka.
Wotseka amakonzekera mafomu, omwe amaphatikizira zikalata zomwe wobwereketsayo amafunikira (monga chikole cholozera ndi ngongole yanyumba), zikalata zovomerezeka zomwe zimagwiritsidwa ntchito kusamutsa mutu (monga deed), ndi zina zambiri.
Zamkatimu
- Zofunikira pakugula nyumba ku Florida: ngongole
- Zosankha zolipira pansi ku Florida
- Njira 7 Zogulira Nyumba ku Florida
- 1. Pangani Florida Real Estate Agent
- 2. Pezani malo
- 3. Funsani akatswiri kuti akayendere nyumba
- 4. Kubvomerezeka kusanachitike
- 5. Pangani mwayi
- 6. Kuvomereza mwayiwu
- 7. Mapangano ndi kutseka
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